The team at Boyd McDowell Financial Planning have over 30 years combined experience in financial planning and will work with you to achieve the financial freedom.

At Boyd McDowell Financial Planning, we understand it can be incredibly hard to find a financial planner that understands your needs. Our goal as your financial planner is to be someone you can trust, someone who is there to protect and grow your assets, assist in improving the profitability of your business and plan for you to retire well. We aim to give you peace of mind with your finances.

Michael Boyd
Financial Adviser

Michael Boyd has 20 years’ experience in the finance industry, 15 of those as a Financial Planner with National Australia Bank.  In April 2020 Michael, together with business partner Alan McDowell established their own Business “Boyd McDowell” to cater to the growing needs of customers in Warrnambool and the South West.   

During his diverse career  Michael has gained invaluable knowledge and experience in the areas of  Taxation, Accounting, Finance, Business &  Teaching   and  has attained the following  qualifications: Bachelor of Commerce, Advance Diploma Financial Planning,  Diploma & Graduate Certificate of Vocational Education and Training,  Fellow Chartered Financial Practitioner. Michael has also attained his FASEA qualifications in 2019.

Michael’s strengths lie in his ability to form trusted and long-standing relationships that focus on the ‘Financial Wellbeing’ of his many clients.  His ethical and effective business practices ensure the best outcomes for the client and establish him as a leader in his field. 


Away from work Michael enjoys a game of golf and regular walks along the beach promenade. Michael and his wife Helen are kept busy enjoying time with their 4 children and 4 grandchildren.

Alan McDowell
Financial Adviser

Alan has worked in the financial services industry for over 20 years. He has a real passion for helping clients maintain a standard of living they are accustomed to and does this by removing the complexities that can confront them with financial planning. “There is no point in putting together a hugely complex portfolio with high fees attached if a client does not understand the basic fundamentals of the strategy” Alan specialises in assisting clients with any Centrelink queries and Aged Care issues.

Alan has been a long term Warrnambool resident with strong ties to the Athletics and Golf communities. He is a Life Member of the Warrnambool Athletics Club and was Captain of the Warrnambool Golf Club for several years and maintains a strong interest in both clubs.

Alan is married to Cathy and they have 3 adult daughters – Grace, Tess & Beth

Michelle Sutherland
Client Services
Gena Van Someren
Client Services

Michelle joined Boyd McDowell at the commencement of our business in April 2020. Michelle is an integral part of the administration team at Boyd McDowell. She has vast skills and experience in the financial industry which she has brought to our office. She loves being a part of a great team helping enhance the lives of others by making sure they are reaching their financial goals. After work, Michelle likes to spend her time with family and friends, camping, walks along the beach and reading.

Gena joined the Boyd McDowell Financial Planning team in 2020 after she graduated from Deakin University with a Bachelor of Commerce, majoring in Financial Planning and Accounting. She enjoys learning from and providing assistance to Michael and Alan and being involved in the plan preparation and wealth management processes to help clients achieve their financial goals. Outside the office, Gena enjoys catching up with friends, op-shopping, doing jigsaw puzzles and watching reality TV shows.

Click here to download the Boyd McDowell Financial Services Guide.